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>It is not worth taking the risk if the <a href="http://iygdhhg.com">intemvsent</a> earns slightly above the 2.5%. It must at least have an excess return of 3%. So what can give you the excess? It is obviously the equity funds and not those single premium endowment stuffs..Get an adviser who is skillful in <a href="http://iygdhhg.com">intemvsent</a> planning to help you. Again to remind you, not to use an insurance salesman.He or she is useless.Don't let them screw up your CPF asset.